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Monday, December 6, 2010

The Old Resolution in a New Bottle…

So, December is here….ALREADY!!! I am surprised…and shocked…and above that I feel guilty and ashamed of myself…Its going to be one whole year soon, when I made that resolution inside me that I really wanted to follow….and DID I do any justice to that…NO…that proves how bad am I at following a timetabled life…uhmm..Its been always so…whenever I made prior plans and decisions to do anything..be it anything…I could write it down then and there that nothing would happen anything like I had wanted it to happen…great na…

Ok, now last year around same time…I was almost over with most of the financial liabilities I had taken up into my head for the sake of others…Ok, now that is a big story, which is not worthwhile discussing now…Anyways, for ur understanding…I had taken it as my duty or responsibility to clear up so many financial liabilities that some closed ones had made due to their stupidity… I was sort of a guarantee for others to squeeze the money out…if the real person couldn’t pay back, catch hold of the sacrificial cow…I was in somewhat similar situation till then…last December, I was finally off all such stuff…Now all that I owed was to the dear Bank where my salary went every month… So, I dint have much to think about…As soon as the salary reached them, they took a fair share out of it….

Somewhere till 2013, I was thus related to the bank…closely and lovingly…I dint mind…as long as I had a job, I was fine…but I had a very big dream of myself…like any other NRIs…I too dreamt of the same common dream…a Home…a house to call “My Home…”… Relatives back home, very often blamed me that I was too stupid that I didn’t invest into that dream much before…even if they knew WHY DIDN’T I…still, every time they spoke to me on phone or met me back home…their repetitive advice was… “Why don’t you get yourself an apartment atleast now…”…

Anyways, last year, same time…I planned or decided…from next month…I would deposit XXXXX every month…may whatever happen…I WOULD DEPOSIT that amount…and then also calculated the extra amount that I would be getting as part of ticket allowance and so on…I was sure, I would make it to reach the decent amount of X,00,000.00 by end of the year…that is NOW…which was good enough for me to pay the initial amount for a good apartment/villa back home…It was all well planned and fixed…I told none about my plan…

January came…we had to shift…grrrrrr…First month budget went overboard(U can click on the link to read what happened then...) which took 2 months to get back to normal…03rd month was annual festival time for temple back home…the amount went out as charity and for temple offerings…and then the 4th month I transferred the first set of planned amount…and the 5th month, we had visitors from back home…which again jeopardized my budget..uhmm…Good going…06th month salary helped me to rectify the budget back to normal….

07th month, I got the expected extra amount of ticket allowance…I had to send the amount…but not for my dream…but, I was travelling the next month…so naturally I needed money back home...plus had a big list of shopping for your loved ones back home…08th month I was back home, spending the amount I send earlier…plus adding up my credit card and reducing my account balance…great…I was back in the 09th month…Now was my time to start repaying my installments for the Credit Card…

10th month…two different friends asked for loan..uhm…couldn’t say NO…afterall, I too have gone thru that…so No deposit for My Home Project….grrr…11th month the exchange rate became sooo dull that I didn’t even feel like transferring any money…uhmmm…to add up the New Specialist for my Son’s allergy took up quite a big amount…Gosh…waiting for the Insurance guys to return me my money….and now I am here…it’s the 12th month

All I am left with is a very meagre bank balance here and a still smaller one back home…I am happy that, atleast due some instinct I have been depositing money for my son…I could never even think of touching them or shall never would…If not for that…Now, I would have felt more depressed and stupid than anything...Uh??? “My Home” project again came to a halt…grrr….

But hey….I really doesn’t want to remember the hefty reasons to spend money next year…Afterall, quite a few marriages are on the way…nothing can replace money when it comes to giving gifts to closed ones…As of now there is one marriage in April of my first cousin and two more to follow…including my own brother and another cousin…Gifts, Clothes, Accessories and don’t forget the Air Ticket rates…Lol…and that means…Aaaaaaaaaaaaaaaaahhhhhhhhhhhhh!!!!!!!!!

Anyways…Past is Past….I don’t wanna cry over the Spilt Milk now…Future Is Future…I will forget my past and face the future as it comes…As of now…I wanna welcome the coming year…After all, here is a new year coming right in front of me in a few more days…all Fresh and New…I have decided to revive and renew my Project…I want to change my belief that IF I PLAN, IT WOULDN’T HAPPEN…I want to tell you all next year same time, that, I DID IT… I have indeed fulfilled my dream…I did indeed stick to my resolution…Hurray….three cheers to me…and wish me luck, guys…

I am ready for the New year…hehe!!! Ofcourse, much in advance with my New Year Resolution…

The Old Resolution in a New Bottle…






NB: I have linked some of my old posts with this post just for flash back...heheh!!! You can click on the blue words if you wanna read them...Another warning is that seeing the above pic, don't imagine that is me...I look nowhere near her...hehe!!! But then, what she said wouldn't suit anyone else better..."Screw that, I am moving forward..."

3 comments:

KParthasarathi said...

There was a man who wanted to take a sea bath after the waves subsided and to this day he had not had a sea bath.Expenses always keep coming like waves and what is set apart for the dream project should remain untouched save for the dream.
My best wishes and prayers for your dream to materialise very soon.

Rohini Prasanth said...

Sigh. nice to see that there is someone else out there who is fighting the Finance like me :(

although in my case, every time we managed to save something, events beyond our control.. bordering on catastrophes within the family saw to it that our bank balance came back to bare minimum. No matter how much you plan, the only constant is that our control is limited.

here's wishing you all the necessary conditions to fulfill your resolution soon :)

Jzt 4 me... said...

@ Dost - Grrr...u hurt me...lol...with truth...

@ Ro - U r right...its just that smting or other just cms up...and we end up using our saved resources for tht...What I hate is, the way my hubby is..so careless..whenever, I think of investing into the dream, he would say some negative comment...like..HOW, WE CANT and so on...What he is not realising is..if we start it, then we will manage somehow...and like Dost said..if we wait for the waves to subside, we would never do it...

Anyways, as of now, I am fixed on my decision tht my this year end, I will own my dream...come what may...

But, then till date I havent started depositing for tht...but then hope, I would from this month end..I WOULD....